feat(marketplace): typed allow-list gate with open-to-everyone toggle

[LWS49]

Summary

Marketplace visibility is currently all-or-nothing, which blocks a staged rollout. This PR gates the marketplace behind a global typed allow-list: course managers/owners only see it if a rule matches them (specific user, whole instance, or email domain), while system administrators always retain access. It adds a self-serve System::Admin page to manage the rules, and a deliberate, reversible "open to everyone" mode that opens the marketplace to all course managers everywhere in one action without discarding the scoped rules built up during the staged rollout.

Design decisions

• Rules live in one global (non tenant-scoped) table with a typed rule_type enum (user / instance / email_domain / everyone) - a single pool keeps administration in one place, and instance rules still scope per-instance naturally because the match goes through user.instance_users, which is tenant-scoped at query time
• "Open to everyone" is a fourth rule type rather than a separate settings flag - enable inserts one everyone row, disable deletes it, so scoped rules survive a temporary opening untouched and the existing create/destroy endpoints are reused with no new routes
• The admin page surfaces everyone-mode as a page-level banner + toggle instead of a fourth table row - while open, the scoped table renders dimmed with add/delete disabled, making both the active mode and its reversibility obvious at a glance
• At most one everyone row, enforced by a model uniqueness validation paired with a partial unique DB index

Regression prevention

• Model specs cover: per-type presence validations, the single-everyone-rule constraint, and grants_access? matching for user rules, instance rules (including per-instance scoping under the current tenant), case-insensitive email-domain rules, the everyone rule, and nil-user denial
• Controller specs cover: the visibility gate (manager denied without a matching rule, allowed with one or under everyone, sysadmin bypass with zero rules, students still denied even under everyone), admin CRUD, everyone-mode JSON reporting (everyoneRuleId, everyone row excluded from the scoped list), and rejection of a second everyone rule with 400
• Frontend tests cover: the rules table and add/delete flows, the open-to-everyone and restrict confirm flows (request payloads and banner copy transitions), and disabled add/delete controls while open
• Manually tested end to end: gate hidden for non-allow-listed managers (sidebar and direct URL), each rule type granting access, per-instance scoping, sysadmin bypass, students never gaining access, admin page CRUD and empty state, open-to-everyone and restrict round trip with scoped rules preserved, and double-open rejection
• Behaviour change for existing users is intentional: managers lose marketplace access until allow-listed (or the marketplace is opened to everyone); system administrators are unaffected