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BlockScore Feature Matrix

Complete feature list with implementation details and examples.

Core Features

Feature Short description Module / File CLI flag / API Example (path) Notes
User Registration Create new user accounts code/backend/app.py POST /api/auth/register examples/auth_example.md Email validation required
User Login JWT-based authentication code/backend/app.py POST /api/auth/login examples/auth_example.md Returns access & refresh tokens
Credit Score Calculation AI-powered credit scoring code/ai_models/api.py POST /api/credit/calculate-score examples/credit_scoring.md Uses ML models
Credit History View transaction history code/backend/models/credit.py GET /api/credit/history examples/credit_scoring.md Paginated results
Loan Application Submit loan requests code/backend/app.py POST /api/loans/apply examples/loan_application.md Rate limited: 3/hour
Loan Calculator Calculate loan terms code/backend/app.py POST /api/loans/calculate examples/loan_application.md No auth required
Smart Contract - Credit On-chain credit records code/blockchain/contracts/CreditScore.sol Contract methods SMART_CONTRACTS.md Solidity 0.8.0
Smart Contract - Loans On-chain loan management code/blockchain/contracts/LoanContract.sol Contract methods SMART_CONTRACTS.md Automated repayment
Web Dashboard React-based UI web-frontend/ npm start USAGE.md#web-interface Material-UI components
Mobile App React Native app mobile-frontend/ npm start USAGE.md#mobile-app iOS & Android
Health Monitoring System status checks code/backend/app.py GET /api/health API.md#health-check No auth required
MFA Authentication Two-factor authentication code/backend/services/mfa_service.py API integration SECURITY.md#mfa TOTP-based
Audit Logging Security event tracking code/backend/services/audit_service.py Automatic N/A 10-year retention
Rate Limiting API throttling code/backend/app.py Flask-Limiter SECURITY.md#rate-limits Redis-backed

AI/ML Features

Feature Short description Module / File CLI flag / API Example (path) Notes
Credit Score Model XGBoost-based scoring code/ai_models/advanced_credit_model.py calculate_score() examples/ai_integration.md v1.2.0 model
Fraud Detection Anomaly detection code/ai_models/risk_analytics.py detect_fraud() examples/ai_integration.md Real-time analysis
Risk Analytics Portfolio risk assessment code/ai_models/risk_analytics.py calculate_risk() examples/ai_integration.md VaR, Sharpe ratio
Behavioral Analysis Payment pattern analysis code/ai_models/advanced_credit_model.py Automatic N/A Time series analysis
Model Training Train custom models code/ai_models/training_scripts/train_model.py python train_model.py N/A Requires training data
Feature Engineering Extract credit features code/ai_models/api.py preprocess_blockchain_data() examples/ai_integration.md 7 key features

Blockchain Features

Feature Short description Module / File CLI flag / API Example (path) Notes
Ethereum Integration Connect to Ethereum code/backend/services/blockchain_service.py Web3.py SMART_CONTRACTS.md Supports a local Hardhat node
Polygon Integration Polygon support code/backend/services/blockchain_service.py Web3.py SMART_CONTRACTS.md Lower gas fees
Wallet Connect MetaMask integration web-frontend/src/ Web3 USAGE.md#wallet Browser extension
Contract Deployment Deploy smart contracts code/blockchain/ hardhat run scripts/deploy.js CLI.md#deploy Requires network config
On-Chain Verification Verify credit data CreditScoreV2.addCreditRecord (dataHash param) getCreditHistory() SMART_CONTRACTS.md Off-chain data integrity via hash
Governance Token DAO governance code/blockchain/contracts/GovernanceToken.sol ERC20 SMART_CONTRACTS.md Platform governance

Security Features

Feature Short description Module / File CLI flag / API Example (path) Notes
JWT Authentication Token-based auth code/backend/app.py Flask-JWT-Extended API.md#authentication 15min expiry
Password Hashing Bcrypt hashing code/backend/models/user.py 12 rounds SECURITY.md#passwords Industry standard
Account Locking Brute force protection code/backend/models/user.py Automatic SECURITY.md#account-lock 30min lockout
CORS Protection Cross-origin policy code/backend/app.py Flask-CORS SECURITY.md#cors Configurable origins
Input Validation Request validation Marshmallow schemas Automatic API.md#validation Schema-based
SQL Injection Protection ORM-based queries SQLAlchemy Automatic N/A Parameterized queries
Compliance Service GDPR/regulatory code/backend/services/compliance_service.py API integration SECURITY.md#compliance Data retention policies

Infrastructure Features

Feature Short description Module / File CLI flag / API Example (path) Notes
Docker Support Containerization Dockerfile (planned) docker-compose up DEPLOYMENT.md#docker Coming soon
Ansible Automation Infrastructure as Code infrastructure/ansible/ ansible-playbook DEPLOYMENT.md#ansible Role-based
CI/CD Pipeline GitHub Actions .github/workflows/cicd.yml Automatic N/A Test + Deploy
Monitoring Prometheus/Grafana infrastructure/ Metrics API DEPLOYMENT.md#monitoring Performance tracking
Database Migrations Schema versioning Alembic alembic upgrade CLI.md#migrations Version controlled
Backup Automation Scheduled backups Ansible scripts Cron jobs DEPLOYMENT.md#backup Daily backups

Development Tools

Feature Short description Module / File CLI flag / API Example (path) Notes
Setup Script Automated environment scripts/setup_blockscore_env.sh ./setup_blockscore_env.sh INSTALLATION.md Creates venvs
Run Script Start all services scripts/run_blockscore.sh ./run_blockscore.sh QUICKSTART.md One command start
Lint Script Code quality check scripts/lint-all.sh ./lint-all.sh CONTRIBUTING.md ESLint + Prettier
Component Restart Restart services scripts/component_restart.sh ./component_restart.sh [service] CLI.md#restart Zero-downtime
Smart Contract Deploy Deploy contracts scripts/smart_contract_deploy.sh ./smart_contract_deploy.sh CLI.md#deploy Network selection
Code Quality Check Automated QA scripts/code_quality_check.sh ./code_quality_check.sh CONTRIBUTING.md Pre-commit hooks

API Endpoints Summary

Endpoint Method Auth Rate Limit Description Version
/api/health GET No Unlimited Health check v1.0
/api/auth/register POST No 5/min User registration v1.0
/api/auth/login POST No 5/min User login v1.0
/api/auth/logout POST Yes 100/hour User logout v1.0
/api/credit/calculate-score POST Yes 10/min Calculate credit score v1.0
/api/credit/history GET Yes 100/hour Get credit history v1.0
/api/loans/apply POST Yes 3/hour Apply for loan v1.0
/api/loans/calculate POST Yes 100/hour Calculate loan terms v1.0
/api/profile GET Yes 100/hour Get user profile v1.0

Platform Support

Platform Component Status Version Notes
Ubuntu 20.04+ Backend ✅ Supported 1.0.0 Primary development OS
Ubuntu 20.04+ Frontend ✅ Supported 1.0.0 Node.js 16+ required
macOS 11+ Backend ✅ Supported 1.0.0 Homebrew recommended
macOS 11+ Frontend ✅ Supported 1.0.0 Native support
Windows 10+ (WSL2) Backend ✅ Supported 1.0.0 WSL2 recommended
Windows 10+ (WSL2) Frontend ✅ Supported 1.0.0 Native or WSL2
Docker All 🚧 Coming Soon N/A Containerization planned
iOS 13+ Mobile ✅ Supported 1.0.0 React Native
Android 8+ Mobile ✅ Supported 1.0.0 React Native

Database Support

Database Status Use Case Version Notes
SQLite ✅ Supported Development 3.x Default, file-based
PostgreSQL ✅ Supported Production 12+ Recommended for production
MongoDB ⚠️ Partial Off-chain data 4.4+ Optional, for analytics
Redis ✅ Supported Caching/Sessions 6.0+ Required for rate limiting

Blockchain Networks

Network Status Chain ID Use Case Gas Cost
Ganache (Local) ✅ Supported 1337 Development Free
Ethereum Goerli ✅ Supported 5 Testing Test ETH
Polygon Mumbai ✅ Supported 80001 Testing Test MATIC
Polygon Mainnet ✅ Supported 137 Production Low (~$0.01)
Ethereum Mainnet ⚠️ Supported 1 Production High (~$10+)